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The marks of faith and sin

The marks of faith and sin

أَبَا أُمَامَةَ يَقُولُ سَأَلَ رَجُلٌ النَّبِيَّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ فَقَالَ مَا الْإِثْمُ فَقَالَ إِذَا حَكَّ فِي نَفْسِكَ شَيْءٌ فَدَعْهُ قَالَ فَمَا الْإِيمَانُ قَالَ إِذَا سَاءَتْكَ سَيِّئَتُكَ وَسَرَّتْكَ حَسَنَتُكَ فَأَنْتَ مُؤْمِن

Abu Umamah narrated, ‘Someone asked the Prophet (pbuh), “What is sin?” The Messenger (pbuh) answered, “When something stirs unrest in the heart, leave it.” The man asked, “What is faith?” The Messenger (pbuh) answered, “When evil deeds render you guilty and good deeds please you, you are a person of faith.”’ Related by Ahmad.


  1. Sinful acts give rise to unease in the heart.


  1. If a deed causes one to feel uneasy, one should distance oneself from it.


  1. If wrong and evil acts cause guilt and good acts are pleasing to oneself, it is a sign of piety.


  1. If one feels no unease in engaging in sin and vice, it is a sign of weakened faith.


May we continue to engage in deeds which bring calm and tranquillity to the heart!

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عَنْ النَّوَّاسِ بْنِ سَمْعَانَ الْأَنْصَارِيِّ أَنَّهُ سَأَلَ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ عَنْ الْبِرِّ وَالْإِثْمِ فَقَالَ الْبِرُّ حُسْنُ الْخُلُقِ وَالْإِثْمُ مَا حَاكَ فِي نَفْسِكَ وَكَرِهْتَ أَنْ يَطَّلِعَ النَّاسُ عَلَيْهِ

An-Nawwas bin Sam’an (RAA) narrated, ‘I asked the Messenger of Allah (pbuh) about virtue and vice. He said, ‘Virtue is a kind disposition and vice is what rankles in your heart and you would disapprove that people should come to know of it.’

(Hadith translation taken from


  1. Every good deed by a Muslim is a part of praiseworthy conduct (akhlaq) and merits reward from Allah.


  1. Evil deeds are a form of immoral conduct and result in sin.


  1. Every sin by a Muslim brings the heart unease.


  1. Those who sin would be ashamed if their wrongdoings were to be made known to others.


Let us be steadfast in doing good and refrain from sinful acts!

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Dosa Paling Besar

Dosa Paling Besar

عَنْ عَبْدِ اللَّهِ قَالَ سَأَلْتُ النَّبِيَّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ أَيُّ الذَّنْبِ أَعْظَمُ عِنْدَ اللَّهِ قَالَ أَنْ تَجْعَلَ لِلَّهِ نِدًّا وَهُوَ خَلَقَكَ قُلْتُ إِنَّ ذَلِكَ لَعَظِيمٌ قُلْتُ ثُمَّ أَيُّ قَالَ وَأَنْ تَقْتُلَ وَلَدَكَ تَخَافُ أَنْ يَطْعَمَ مَعَكَ قُلْتُ ثُمَّ أَيُّ قَالَ أَنْ تُزَانِيَ حَلِيلَةَ جَارِكَ

Dari Abdullah RA dia berkata; Aku bertanya kepada Nabi SAW; Wahai Rasulullah, dosa apakah yang paling besar di sisi Allah? Baginda menjawab; ‘Bila kamu menyekutukan Allah, padahal dialah yang menciptakanmu. Aku berkata; Sesungguhnya itu adalah dosa besar.’ Aku bertanya lagi; ‘Setelah itu apa? Baginda menjawab; Jika engkau membunuh anak sendiri kerana takut ia makan bersama kamu (menyebabkan kamu kelaparan). Aku bertanya lagi; setelah itu apa? ‘ baginda menjawab; ‘Berzina dengan isteri tetanggamu.’ (HR Bukhari No: 4117) Status: Hadis Sahih


Rasulullah SAW menjelaskan kepada sahabat mengenai dosa yang paling besar:

1. Mempersekutukan Allah (syirik). Syirik merupakan dosa dan jenayah akidah yang paling besar disisi Allah.

2. Membunuh anak kerana takut berlaku kepapaan. Membunuh manusia lain adalah dilarang melainkan dengan jalan yang dibenarkan syarak, lebih-lebih lagi membunuh anak kerana kemiskinan. Allah yang menjamin dan menentukan rezeki kepada setiap makhluk bukan manusia.

3. Berzina dengan isteri jiran. Zina adalah perbuatan keji dan kesannya amat buruk kepada manusia. Lebih-lebih lagi apabila perbuatan zina dilakukan ke atas isteri jiran tetakala sepatutnya diberikan perlindungan dan penghormatan kepada mereka.

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How wealthy are you?

Surprisingly, it’s time (not money) that will gauge how much you need to be financially free

Brace yourselves. I’m starting off with a question that could very well make your palms sweat and pulse race: If you (or you and your partner/spouse) stopped working today, how long could you survive financially?

If your answer is less than a month, sadly you’re not alone. According to a 2017 GOBankingRates survey, more than half of Americans (57 percent) have less than $1,000 in their savings accounts. And even worse, 39 percent have no savings at all. Now that’s a number that makes my palms sweat.

I’m sure you can see why I asked this critical question—it’s one that most people will never stop to calculate. Perhaps that’s because they feel invincible. Or maybe because it’s just too darn scary.

This is why, when the unexpected happens—like a job layoff, an illness, an accident or a divorce—so many people are not financially prepared. Unfortunately, it’s precisely at the time of the unexpected event that most people, for the first time, experience the reality of where they are and how long they can survive financially. And that’s the exact moment where you will be faced with the cold hard truth of your situation.

What Do Need to Live On, Anyways?

For most people, calculating what they want and need means thinking in terms of money. For instance, “I need $1 million to live on for the rest of my life.” And even when you talk with financial planners, they will mention your nest egg, and discuss how much money you should set aside for retirement.

However, there is a far better way to answer the question. Instead of measuring your wealth in terms of money, it makes more sense to measure your wealth in terms of time. And that, ladies, is what I call the Wealth Number.

When it comes to discovering your Wealth Number, there are two important parts to the question: “If you (or you and your partner/spouse) stopped working today, how long could you survive financially?” Let’s break them down:

  1. If you stopped working today…
    That means there are no more paychecks coming your way. Something has happened and you can no longer work for a business or job. Therefore no income is coming in from those sources.
  2. How long could you survive financially?
    We’re talking about survival at your current standard of living—not if you downsized your house, sold your car and rode the bus, stopped eating out, and gave up your manicures. With your current level of expenses in mind, how long would your money last?

Defining Terms

Let’s get clear on some basic definitions to make sure we’re on the same page. When it comes to calculating your Wealth Number, your money consists of your savings, CDs, retirement accounts, liquid stocks (stocks you could sell today), physical gold and silver you have in your possession—basically anything that can be converted into cash today. It does not include selling your jewelry, your furniture, or your second car, for example, because that would lower your current standard of living. It does include cash flow from dividends, rental real estate, and other investments that produce income without your effort.

Perhaps you’ve done this calculation for yourself before. Well, I encourage you to do it again now. Why? Your finances are dynamic; they are constantly changing. You may come up with a similar answer as the last time you completed this exercise, or you may be surprised by your new outcome.

Do the Math

It’s all too easy to lie to yourself (or incorrectly guesstimate) about how much you actually spend on monthly expenses. So be sure to include all your expenses because you want to expand your financial means to meet the lifestyle to which you aspire, not live below your means.

Use this equation:

Your wealth number = Your available money / Your monthly expenses

Once you put these numbers into a spreadsheet and divide how much money you have available by your monthly expenses, you end up with your wealth number. What does that mean?

Your wealth number is measured in time—in this case, in months. So if your wealth number is 24, that equates to 24 months. If your number is 6, that equates to 6 months. And what does that mean? Your wealth number is the number of months you could survive if you (or both you and your partner) stopped working today.

So, what’s your number? Less than you thought? Hint: It’s rarely more than people think.

Welcome to Reality

For most, the outcome of this calculation is sobering. It brings you and your money face to face, which can be uncomfortable. But it is the most realistic and telling demonstration of exactly where you stand today financially.

For many people, their number is 3 or less. That means they could only survive without paychecks for three months or less. That means they are pretty much living paycheck to paycheck. And in some cases, people actually have a negative number, which means they are spending more every month than they are bringing in.

It really doesn’t matter what your number is. Your number is simply your number. You don’t need to make it right or wrong or continually stress over it. It is what it is. Period. Now you know something that most people will never take the time to figure out. And most importantly, now that you know, you can take action and change it if you choose.

So take a look at your finances. If you are unhappy, or even upset and sad, about that number in front of you—good. That just means it’s time to take some action. Consider enrolling in a free education workshop to learn how to build streams of long-term cash flow, or explore some free tools to help increase your financial intelligence. It’s never too late to start making some changes that will enhance your future.

Reference: Robert Kiyosaki

p.s. Will do an islamic version of this soon. when i got the time insyaAlah. Too busy with effective project management these few days.

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Batu Api

Batu api ni ialah orang yang suka menghasut atau melaga-lagakan orang. Maksudnya merosakkan hubungan sesama manusia. Hukumnya adalah haram dan merupakan di antara dosa-dosa besar. Moga kita dijauhkan.

Sabda Rasulullah S.A.W.: “Tidak akan masuk syurga golongan Nammam”. (Hadith riwayat Imam Al-Bukhari dan Imam Muslim)

“Ya Allah, jauhkanlah diri kami daripada segala sifat mazmumah dan hiasilah diri kami dengan sifat mahmudah.”

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The Most Worthy Are Those Who Salute Most

The Most Worthy Are Those Who Salute Most

عَنْ عَبْدِ اللَّهِ بن مَسْعُودٍ، قَالَ: قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ:إِنَّ أَوْلَى النَّاسِ بِي يَوْمَ الْقِيَامَةِ أَكْثَرُ النَّاسِ عَلَيَّ صَلاةً.

From ‘Abdullah Bin Masoud who said: The Messenger (pbuh) said: ‘Indeed, those who are nearest to me on the Day of Resurrection will be those who salute most often for me.’


1. Increasing salutations upon the Prophet is of noble deed

2. Those who are most worthy to be with the Messenger on the Day of Resurrection are those who salute him most

عَنْ أَبِي مَسْعُودٍ الْأَنْصَارِيِّ قَالَ أَتَانَا رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ وَنَحْنُ فِي مَجْلِسِ سَعْدِ بْنِ عُبَادَةَ فَقَالَ لَهُ بَشِيرُ بْنُ سَعْدٍ أَمَرَنَا اللَّهُ تَعَالَى أَنَّ نُصَلِّيَ عَلَيْكَ يَا رَسُولَ اللَّهِ فَكَيْفَ نُصَلِّي عَلَيْكَ قَالَ فَسَكَتَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ حَتَّى تَمَنَّيْنَا أَنَّهُ لَمْ يَسْأَلْهُ ثُمَّ قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قُولُوا اللَّهُمَّ صَلِّ عَلَى مُحَمَّدٍ وَعَلَى آلِ مُحَمَّدٍ كَمَا صَلَّيْتَ عَلَى آلِ إِبْرَاهِيمَ وَبَارِكْ عَلَى مُحَمَّدٍ وَعَلَى آلِ مُحَمَّدٍ كَمَا بَارَكْتَ عَلَى آلِ إِبْرَاهِيمَ فِي الْعَالَمِينَ إِنَّكَ حَمِيدٌ مَجِيدٌ وَالسَّلَامُ كَمَا قَدْ عَلِمْتُم
From AbiMas’ud al-Ansari who said: We were sitting in the company of Sa’id b. ‘Ubida when the Messenger of Allah (pbuh) came to us. Bashir b. S’ad said: Allah has commanded us to bless you Messenger of Allah! But how should we bless you? He (the narrator) said: The Messenger of Allah (pbuh) kept quiet (and we were so much perturbed over his silence) that we wished we had not asked him. The Messenger of Allah (pbuh) then said: (For blessing me) say:

اللَّهُمَّ صَلِّ عَلَى مُحَمَّدٍ وَعَلَى آلِ مُحَمَّدٍ، كَمَا صَلَّيْتَ عَلَى آلِ إِبْرَاهِيمَ، وَبَارِكْ عَلَى مُحَمَّدٍ وَعَلَى آلِ مُحَمَّدٍ، كَمَا بَارَكْتَ عَلَى آلِ إِبْرَاهِيمَ فِي الْعَالَمِينَ إِنَّكَ حَمِيدٌ مَجِيدٌ
“O Allah, bless Muhammad and the members of his household as Thou didst bless the members of Ibrahim’s household. Grant favours to Muhammad and the members of his household as Thou didst grant favours to the members of the household of Ibrahim in the world. Thous art indeed Praiseworthy and Glorious”; and salutations as you know” (Sahih Muslim No: 405)

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Nikmat Kemanisan Iman

Nikmat Kemanisan Iman

عَنْ أَنَسِ بْنِ مَالِكٍ رَضِيَ اللَّهُ عَنْهُ عَنْ النَّبِيِّ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ قَالَ ثَلَاثٌ مَنْ كُنَّ فِيهِ وَجَدَ حَلَاوَةَ الْإِيمَانِ مَنْ كَانَ اللَّهُ وَرَسُولُهُ أَحَبَّ إِلَيْهِ مِمَّا سِوَاهُمَا وَمَنْ أَحَبَّ عَبْدًا لَا يُحِبُّهُ إِلَّا لِلَّهِ عَزَّ وَجَلَّ وَمَنْ يَكْرَهُ أَنْ يَعُودَ فِي الْكُفْرِ بَعْدَ إِذْ أَنْقَذَهُ اللَّهُ مِنْهُ كَمَا يَكْرَهُ أَنْ يُلْقَى فِي النَّارِ

Dari Anas bin Malik dari Nabi SAW bersabda: Ada tiga perkara, barangsiapa melaksanakan ketiga-tiganya nescaya ia akan mendapat kemanisan iman: Orang yang cinta kepada Allah dan Rasul-Nya melebihi cintanya kepada yang lain dari selain keduanya, orang yang mencintai orang lain kerana Allah semata-mata dan orang yang benci untuk kembali kepada kekufuran selepas Allah melepaskannya daripada belenggu kekufuran sama dengan bencinya jika dilempar ke neraka”. (HR Bukhari No: 20) Status: Hadis Sahih


1. Setiap Muslim perlu berusaha mendapat kemanisan iman dengan membenarkan kecintaannya kepada Allah dan Rasul melalui hati, mengakui dengan lisan dan diterjemahkan melalui amalan seharian.

2. Tiga perkara yang perlu dilaksanakan seorang Muslim untuk mendapat kemanisan iman:

a. Mencintai Allah dan Rasul melebihi cintanya kepada yang lain. Ianya dilakukan dengan melaksanakan perintah dan menjauhi larangan dengan bersungguh-sungguh.

b. Mencintai dan mengasihi orang Islam yang lain kerana Allah semata-mata. Berusaha menjaga kewajipan ukhuwah sama seperti menjaga kewajipan solat dan puasa.

c. Benci untuk kembali kepada kekufuran selepas beriman seperti bencinya jika dia dilempar ke neraka.

3. Beriman kepada Allah dan Rasul merupakan asas paling penting dalam kehidupan seorang Muslim.

4. Islam adalah agama perpaduan. Menjadi kewajipan setiap Muslim mewujudkan suasana mahabbah, kasih sayang serta saling tolong menolong dalam suasana rahmah serta menjauhi permusuhan.

5. Islam menyeru umatnya agar menjaga iman dan menjauhi perkara dosa dan maksiat yang boleh menghumbankan ke neraka.

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Nasihati Kaum Wanita Dengan Baik

Nasihati Kaum Wanita Dengan Baik

عَنْ أَبِي هُرَيْرَةَ رَضِيَ اللَّهُ عَنْهُ قَالَ قَالَ رَسُولُ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ اسْتَوْصُوا بِالنِّسَاءِ فَإِنَّ الْمَرْأَةَ خُلِقَتْ مِنْ ضِلَعٍ وَإِنَّ أَعْوَجَ شَيْءٍ فِي الضِّلَعِ أَعْلَاهُ فَإِنْ ذَهَبْتَ تُقِيمُهُ كَسَرْتَهُ وَإِنْ تَرَكْتَهُ لَمْ يَزَلْ أَعْوَجَ فَاسْتَوْصُوا بِالنِّسَاءِ

Dari Abu Hurairah radliallahu ‘anhu berkata, Rasulullah SAW bersabda: “Berilah nasihat kepada perempuan wasiat yang baik-baik. Sesungguhnya mereka itu diciptakan dari tulang rusuk (sesungguhnya tulang rusuk itu bengkok di bahagian atasnya), jika engkau cuba untuk meluruskannya maka dia akan patah namun jika engkau biarkan maka dia akan tetap bengkok. Oleh itu berilah nasihat dan wasiat yang baik kepada perempuan. (HR Bukhari No: 3084) Status: Hadis Sahih


1. Rasulullah SAW menyarankan agar kita sentiasa memberikan bimbingan dan nasihat kepada kaum wanita yang pada lazimnya wanita ini bergantung dan memerlukan kepada bimbingan kaum lelaki.

2. Kaum lelaki disarankan agar memberikan bimbingan kepada kaum wanita sama ada isteri, anak perempuan ataupun orang lain dengan penuh hikmah ini kerana kebanyakan wanita mudah tersinggung dan memerlukan kepada kehalusan budi dan sentuhan.

3. Walaupun suami dibenarkan untuk memukul isteri yang derhaka, namun hendaklah dimulai dengan menasihatinya dengan baik, jika masih enggan menerima nasihat hendaklah dijauhi dari tempat tidur, jika masih berdegil maka dibenarkan memukulnya ditempat yang diharuskan oleh syara dengan tujuan untuk mendidik bukan mencederakannya. Firman Allah:

وَٱلَّتِي تَخَافُونَ نُشُوزَهُنَّ فَعِظُوهُنَّ وَٱهۡجُرُوهُنَّ فِي ٱلۡمَضَاجِعِ وَٱضۡرِبُوهُنَّ فَإِنۡ أَطَعۡنَكُمۡ فَلَا تَبۡغُواْ عَلَيۡهِنَّ سَبِيلًاۗ إِنَّ ٱللَّهَ كَانَ عَلِيّٗا كَبِيرٗا

“…. dan perempuan-perempuan yang kamu bimbang melakukan perbuatan derhaka (nusyuz) hendaklah kamu menasihati mereka dan (jika mereka berdegil) pulaukanlah mereka di tempat tidur dan (kalau juga mereka masih degil) pukullah mereka (dengan pukulan ringan yang bertujuan mengajarnya). Kemudian jika mereka taat kepada kamu, maka janganlah kamu mencari-cari jalan untuk menyusahkan mereka. Sesungguhnya Allah Maha Tinggi, lagi Maha Besar” (an-Nisa: 34)

4. Kaum lelaki adalah pemimpin kepada wanita dan bertanggungjawab membimbing dan menasihati mereka dengan baik. Jangan sampai diakhirat lelaki diseksa kerana kecuaian membimbing isteri dan anaknya.

5. Kita dilarang menyakiti isteri dengan apa juga cara serta dicegah mengabaikan tanggungjawab terhadap mereka.